In today’s digital era, obtaining a personal loan of up to ₹50,000 with an Aadhaar card has become remarkably simple, particularly through online platforms. Both traditional banks and modern financial institutions now offer quick and convenient personal loans using your Aadhaar card as a key document. Below, we delve into the crucial details you need to know to secure a personal loan with an Aadhaar card.
Aadhaar Card Loans Get a loan of Rs 50,000 instantly
Personal loans backed by Aadhaar cards generally come with an interest rate ranging between 10.50% to 14%. These rates may vary based on the policies of individual banks and financial institutions. To find the best option, you can compare rates using the official websites or mobile apps of different lenders.
Documents Required
To apply for a personal loan using an Aadhaar card, ensure you have the following documents ready:
- Aadhaar Card (Primary identity proof)
- PAN Card
- Recent Passport-Size Photograph
- Residence Proof (e.g., electricity bill, ration card)
- Income Proof (if applicable)
- Bank Statement or Passbook (covering 6 to 12 months)
Step-by-Step Aadhaar Card Loan Application Process
You can easily initiate your loan application via the official website or mobile app of the lender. Follow these simple steps:
- Visit the Official Portal: Navigate to the bank’s website or the app through which you wish to apply for the loan.
- Select the Personal Loan Option: On the homepage, locate and click on the ‘Personal Loan’ section.
- Fill Out the Application Form: After choosing the Aadhaar Card Loan option, a digital form will appear. Provide essential details, such as the loan amount you need and your preferred repayment tenure.
- Upload Necessary Documents: Upload clear, scanned copies of all required documents, including identity and income proofs.
- Submit Your Application: Review all entered details and submit the form.
- Verification and Disbursement: Once submitted, the bank will assess your documents and eligibility. If approved, the loan amount will be deposited directly into your bank account.
Instant Loans Codes:
| Amount | Codes | Claim Here |
| 40 | FHNM-KIOL-P0** | Get Now |
| 50 | FYTK-56E4-D2** | Get Now |
| 100 | FLKM-UJNB-VG** | Get Now |
| 150 | FNGH-NJMK-PO** | Get Now |
| 200 | FJIU-87YH-TG** | Get Now |
Top Mobile Apps for Instant Loans
Several popular mobile apps streamline the process of acquiring instant loans:
- PhonePe: Offers loans ranging from ₹10,000 to ₹15 lakh within just five minutes.
- Google Pay: Enables loans of up to ₹15,000 with a simple, hassle-free application.
- Paytm: A trusted app for various financial transactions, including personal loans.
Loan Highlights by Leading Financial Institutions
- Bank of Baroda (BOB): Learn the steps to secure a loan from BOB with ease.
- Bajaj Finance: Offers home loans at a competitive festive rate starting from 8.45%.
- State Bank of India (SBI): Avail business loans of up to ₹25 lakh with attractive terms.
- 8000 Loan on Aadhaar: Get ₹8,000 in just 30 minutes through Aadhaar-backed financing.