Instant Loan Apps Personal Loans up to Rs.5 lakh Best instant loan app, get a personal loan up to Rs.500000 directly in bank account : If we need a loan then we have to go to the bank and follow the procedures. But when we need a loan for a small amount and a short period then we cannot go to the bank because the bank provides more loans.
Best Loan Lene Wala App (100% Fast Approval Loan)
Navi Loan App
On the Navi Loan app, you can apply for an instant loan for over 10 different purposes, including a home loan of up to ₹20 lakh. Other available loan options include:
- Car Loan
Personal Loan
Bike Loan
Mobile Loan
Laptop Loan
Wedding Loan
Emergency Loan
Travel Loan
Second-Hand Vehicle Loan - Install the Navi Loan App from the official Google Play Store or Apple Store to apply directly. With Navi, you can quickly obtain a personal loan of up to ₹20 lakh, without requiring income proof.
KreditBee App
KreditBee is a top choice for personal loans among young professionals. You can borrow amounts ranging from ₹1,000 to ₹5 lakh. This app allows users aged 18 and older to apply with minimal documentation, and funds are transferred to your bank account within minutes of approval.
Required Documents: PAN card, Aadhaar, and a selfie
KreditBee loans are available for various needs, including travel, shopping, weddings, emergency expenses, home renovation, education, and more.
Slice Card App
Slice Card is designed for college students needing small loans for personal use. This app does not require a credit score and offers cashback on payments. Loans are approved rapidly, and interest is charged only on missed installments.
- Minimum Credit: ₹2,000
- Maximum Credit: ₹5 lakh
- Interest Rate: 12% to 15% annually
- Applicant Age: 18 and older
- No Hidden Charges
- Slice loans are available for emergencies, study needs, and medical expenses, making it a trusted app with no hidden fees.
MoneyView Loan App
MoneyView offers loans for various purposes with repayment terms from 3 months to 5 years. The application process is entirely online, and once approved, funds are quickly transferred to your account.
- Maximum Loan: ₹10 lakh
- Interest Rate: 1.33% per month
- Applicant Age: 21-57 years
- Required Credit Score: 600 or above
- MoneyView provides instant loans for personal projects, business ventures, or emergency needs.
Paytm Loan App
Paytm, widely known for digital payments, also offers personal loans based on credit scores. With a straightforward KYC process, you can secure a personal loan up to ₹3 lakh within minutes.
- Minimum Loan: ₹10,000
- Maximum Loan: ₹3 lakh
- Interest Rate: 10.5% to 48% annually (0% for the first 30 days)
- Applicant Age: 25-60 years
- To apply, open the Paytm app and access the “Paytm Personal Loan” option. The process is fast and completely paperless.
Instant Loan Apps List 2025
| Instant loan app (November 2024) | Loan amount (minimum-maximum) | Interest Rate (Annual) |
|---|---|---|
| Navi Loan App (Best) | ₹10,000 to 20 lakh (paperless process) | from 9.9% to 36% |
| KreditBee App (2nd Best Loan App) | ₹10,000 to 4 Lakh | 0% to 29.95% |
| Paytm Personal Loan | ₹10K to 3 Lakh | 0% interest on 30-day |
| MoneyTap Loan | ₹3,000 to 500000 | 13% to 18% |
| Slice App (Fast Loan Approval) | Rs. 2 thousand to 5 lakh | 0% to 36% |
| Fibe (EarlySalary) | From ₹5000 to 5 Lakh | ₹9/day on a loan of ₹10,000 |
| Stashfin Loan App (Quick & Fast Loan) | From ₹1 thousand to ₹5 lakh | 0% interest rate for 30 days |
| PaySense Personal Loan | Rs 5,000 to Rs 5 lakh | Starting from 16% p.a. |
| InCred Finance | Upto Rs 10 lakhs | Better Interest Rate |
| IndiaLends | ₹10 thousand – 25,00,000 | 10.25% p.a. |
| PayMe India (New Loan App) | Rs 500 to Rs 5 lakh | 1.5% per month |