When it comes to banking in India, Union Bank of India is a trusted name. It provides a wide range of financial services, including personal loans, gold loans, and credit card loans to customers across the country. If you’re looking to apply for a Union Bank Personal Loan in 2024, this guide will help you understand the required documents, interest rates, and the application process.

Features and Benefits of Union Bank Personal Loan

• Quick Approval: Get approval within a few hours of submitting your application.
• Flexible Loan Amount: Borrow amounts ranging from ₹50,000 to several lakhs depending on your eligibility.
• Minimal Documentation: Simplified paperwork makes the process hassle-free.
• Attractive Interest Rates: Competitive rates based on your creditworthiness.

Union Bank Personal Loan Interest Rate and Charges

Here are the details of the interest rates and associated charges for Union Bank Personal Loan 2024:

• Interest Rate: Starts from 9.25% to 16.50%, depending on your credit score and overall financial profile.
• Processing Fee: 2.75% of the total loan amount.
• Loan Tenure: Minimum 36 months (3 years) and maximum 84 months (7 years).

Documents Required for Union Bank Personal Loan

To apply for a personal loan, you need to provide the following documents:

1. Aadhaar Card
2. Bank Passbook
3. Email ID
4. Mobile Number (Linked to Aadhaar)
5. Passport-Sized Photograph
6. Signature (Both Hindi and English)
7. Bank Statement for the Last 6 Months

Step-by-Step Online Loan Application Process

Follow these steps to apply online for a Union Bank Personal Loan:

1. Visit the Official Website: Go to the official website of Union Bank of India.
2. Select the Loan Option: Navigate to the personal loans section and click on the “Apply Now” option.
3. Fill Out the Application Form: Provide your personal and financial details, upload the required documents, and submit the form.
4. Verification Process: The bank will verify your application and documents. If everything is in order, you’ll receive approval.
5. Loan Disbursement: Once approved, the loan amount will be credited to your account, typically within 1-2 working days.

Helpline Number: NSAP – 011 24654839P FMS – 079 23258539.

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Union Bank’s personal loan offerings make it an ideal choice for addressing your financial needs. Whether you need funds for a wedding, education, or any personal expenses, Union Bank provides a seamless loan application process with customer-friendly terms.